It’s that time of year again! After the first of the year, we experience an influx of new business that we attribute both to more patients obtaining dental insurance as well as to the goals of those who desire to begin the new year with a new outlook and a new list of personal health goals. Either way, we think that’s great! Oftentimes, a new insurance policy comes along with a lot of questions. The most common question I hear from new patients calling our office is whether or not we accept your insurance. I will do my best to address that question, as well as any additional questions, here.
In order to best serve our patients, Oviedo Premier Dental is proud to be participate in the Preferred Provider Organization, which means that we accept all insurance policies that are part of a PPO network.
A PPO network, in contrast to an HMO or DMO, allows you the freedom to choose your own dental provider, rather than be assigned to just one office, or provided with limited options.
There are some PPO insurance companies with whom we are “in network,” which means that we are contracted with them to charge the same fees, thus lowering your out-of-pocket expense for certain procedures.
The following is a list of PPO insurance providers with whom we are in network:
* The Principle
* The Standard
* Ameritas
* Cigna
* Delta Dental PPO Plus Premier
* Dental Health Alliance (DHA)
* Aetna (as part of DHA)
* Assurant Employee Benefits (DHA)
* United Healthcare
* United Concordia (DHA)
* Lincoln Financial Group
* MetLife
* Guardian
If you have a PPO insurance policy with a company other than one of the above listed, we still accept coverage and file claims; however, we will not be considered in network providers, which means coverage levels may vary. Your individual insurance company will best be able to help you regarding variation in costs between in and out of network providers, as well as to find a list of providers within your network, if staying in network is important to you.
We encourage any additional questions and would be happy to answer via our comment thread. Have a happy and prosperous 2013!